by
Jeff S.
Member since:
August 16, 2008
Reprint of?34 Social Security Secrets You Need to Know Now from Making Sense by Paul Solman
I have followed Prof. Kotlikoff of Boston University, a noted economist, for many years, and he is one of the most credible economists in financial planning and retirement planning arena. ?I hope you find his advice thorough and practical.
34 Social Security Secrets You Need to Know Now
Here are three suggestions from his list:
- If you are already collecting your retirement benefit and are at or over full retirement age, you can tell Social Security you want to suspend further benefits and then ask them to restart your benefits at a later date, say age 70.
- If you aren't now collecting and wait until 70 to collect your retirement benefit, your retirement benefit starting at 70 can be as much as 76 percent higher than your age-62 retirement benefit, adjusted for inflation.
- If you're married, you or your spouse, but not both, can receive spousal benefits after reaching full retirement age while deferring taking your retirement benefits and, thereby, letting them grow.
Read 31 other secrets in his article.
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